The market for homes continues to change all the time. It pays to do your homework and keep an open mind as you prepare to move quickly when you find a dream home at Apple Canyon Lake soon after it comes on the market.
Considerations should be in place for your family’s unique needs, desires and budget. Deciding on location within the lake community can best be achieved by first viewing Apple Canyon Lake listings on our website and then contact your Fawnridge broker, Cyndy York, for a tour of homes.
House hunting can be stressful and even frustrating, but it can also be exciting and fulfilling when you find a home that is just the right fit your requirements.
Fawnridge Realty, Inc. brokers have successfully worked with buyers of homes at Apple Canyon Lake and northwest Illinois for over 22 years. They will bring their expertise to help you find the perfect home for you and your family.
Start your search.
Smart Steps to Buying Your New Home
Consider personal factors
Your reasons for buying, what kind of home you’re looking for, preferred location, realistic budget considerations, and other options unique to your family’s lifestyle.
Work with a qualified Realtor®.
In buying a home, success depends on a trusted real estate professional who will help you in making informed decisions. A qualified broker knows current market conditions, will find a home that is your “right fit”, will negotiate on your behalf and will be in frequent contact to solve potential or unforeseen problems.
Organize your finances
Lenders base their decisions on your ability to pay the home loan. A rule of thumb to secure a home is pricing it at two to three times your gross income. Your broker can help determine your comfort zone in monthly payments and suggest options for local lenders. It’s recommended to get pre-qualified for a loan. Rates now are at historically favorable levels for purchasing your new home.
Begin your home search
A top-rated broker will help you zero in on criteria such as: your family lifestyle, overall space needed, importance of home value appreciation, type of home (two-story, ranch, modern, traditional, etc.), preferred location (lakeside, secluded, wooded, flat terrain, quiet street, etc.), and other crucial amenities.
Make an offer
Now you’ve found the home you hope can be yours. In this stage you lean heavily on your broker’s experience. Guidance and explanation is critical to understand the offer process. List price is a general base for determining the home’s value. Analyze neighborhood comparable values on recent sales. Consider any home improvements made and negotiable features to help arrive at a fair price.
Close the deal
Your Realtor® broker will help with closing documents, review contract clauses and terms, deposit amount, establish possession and closing dates and address all your questions about the closing process. Be sure to stay in close contact with your broker and complete all paperwork promptly well before the actual closing takes place. Welcome home!