The unique allure of Galena, the Galena Territory and Jo Daviess County draws many folks to buy a home, land or farm in this gorgeous corner of Northwest Illinois.

In the Galena area you will find homes that offer friendly, small town living or resort living at the Galena Territory/Eagle Ridge Resort. In Jo Daviess county look for country homes with acreage, farms for investment or parcels of land with woods and fields.

The Real Estate market in the area presents a great opportunity for Buyers right now. Interest rates are still historically low and prices remain very attractive. Begin your search on our website or call/text Kate Freeman, Broker, Fawnridge Realty at
815-858-9000 to help you get started.

Buying Real Estate can be an exciting adventure. Kate of Fawnridge Realty has worked with buyers of property in Galena, the Galena Territory/Eagle Ridge Resort and Jo Daviess County for over 25 years. She will share in the excitement of your search while bringing dedication and expertise to help you find the perfect place for you and your family.

Smart Steps to Buying Your New Home

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    Consider personal factors

    Your reasons for buying, what kind of home you’re looking for, preferred location, realistic budget considerations, and other options unique to your family’s lifestyle.

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    Work with a qualified Realtor®.

    In buying a home, success depends on a trusted real estate professional who will help you in making informed decisions. A qualified broker knows current market conditions, will find a home that is your “right fit”, will negotiate on your behalf and will be in frequent contact to solve potential or unforeseen problems.

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    Organize your finances

    Lenders base their decisions on your ability to pay the home loan. A rule of thumb to secure a home is pricing it at two to three times your gross income. Your broker can help determine your comfort zone in monthly payments and suggest options for local lenders. It’s recommended to get pre-qualified for a loan. Rates now are at historically favorable levels for purchasing your new home.

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    Begin your home search

    A top-rated broker will help you zero in on criteria such as: your family lifestyle, overall space needed, importance of home value appreciation, type of home (two-story, ranch, modern, traditional, etc.), preferred location (lakeside, secluded, wooded, flat terrain, quiet street, etc.), and other crucial amenities.

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    Make an offer

    Now you’ve found the home you hope can be yours. In this stage you lean heavily on your broker’s experience. Guidance and explanation is critical to understand the offer process. List price is a general base for determining the home’s value. Analyze neighborhood comparable values on recent sales. Consider any home improvements made and negotiable features to help arrive at a fair price.

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    Close the deal

    Your Realtor® broker will help with closing documents, review contract clauses and terms, deposit amount, establish possession and closing dates and address all your questions about the closing process. Be sure to stay in close contact with your broker and complete all paperwork promptly well before the actual closing takes place. Welcome home!